Latest dividend announcement
Amalgamated Financial Corp. declared a quarterly dividend of $0.17 per share, payable on May 21, 2026, to shareholders of record as of May 5, 2026. The ex-dividend date is May 5, 2026. The dividend remains unchanged compared to the previous quarter, indicating a pause after prior increases. The forward dividend yield stands at approximately 1.58%, reflecting a moderate income profile.
Details of the dividend distribution
The current quarterly payout of $0.17 implies an annualized dividend of roughly $0.68 per share, slightly above the trailing twelve-month dividend of $0.59 due to recent increases earlier in 2025. The company distributes dividends on a quarterly basis and retains flexibility, as future payments remain subject to board discretion. The low payout ratio of 16.42% signals a conservative distribution policy and substantial earnings retention.
Relevant valuation metrics
Amalgamated Financial operates with a market capitalization of $1.29 billion, positioning it within the small-cap banking segment. The stock trades at a P/E ratio of 12.61 and a forward P/E of 9.50, indicating expectations of earnings growth. The price-to-book ratio of 1.62 reflects a moderate premium to book value, consistent with above-average profitability metrics such as ROE of 13.91% and ROA of 1.22%.
From a dividend investor’s perspective, the P/FCF ratio of 9.49 and strong profit margin of 22.96% support the sustainability of cash distributions. Earnings per share of $3.42 comfortably cover the dividend, reinforcing the low payout ratio and leaving room for reinvestment or future dividend increases.
Dividend history and sustainability
The company has established a consistent dividend track record, with 7 consecutive years of dividend payments and 5 consecutive years of dividend growth. The dividend increased from $0.10 in 2023 to $0.12 in 2024 and $0.14 in 2025, before reaching $0.17 in early 2026. Notably, the latest declaration maintains the $0.17 level rather than extending the growth trend.
Historical growth rates remain strong, with a 3‑year dividend growth rate of approximately 15.9% and a 5‑year rate of 11.8%. This trajectory demonstrates management’s willingness to scale distributions alongside earnings expansion. The current earnings outlook, including expected EPS growth of 10.88% next year, supports continued dividend capacity, although near-term increases may moderate.
Outlook for long-term investors
Amalgamated Financial presents a combination of moderate yield and high dividend growth potential. The low payout ratio provides a significant buffer against economic volatility and creates flexibility for future increases or share repurchases. The bank’s profitability metrics and stable revenue growth reinforce its capacity to sustain and gradually expand shareholder returns.
However, the relatively low yield may limit immediate income appeal compared to higher-yield banking peers. The investment case therefore relies more on dividend growth and capital appreciation than on current income generation. The recent decision to hold the dividend flat suggests management may prioritize balance sheet strength or capital allocation flexibility in the near term.
A brief company profile
Amalgamated Financial Corp. is a bank holding company headquartered in New York. Founded in 1923, the institution provides commercial banking, trust, and investment services through Amalgamated Bank. The company operates across key U.S. markets, including New York, Washington, D.C., California, and Boston. It maintains a differentiated positioning as a public benefit corporation and certified B Corporation, with a focus on values-based banking and socially responsible finance.
last quarterly report*
Amalgamated Financial Corp. – Q4 2025 Summary
- Earnings performance:
Net income was $26.6 million ($0.88 per share), essentially flat year-over-year. Core net income improved to $30.0 million ($0.99 per share), indicating underlying profitability growth. - Deposit growth:
Strong expansion in deposits, with total growth driven by:- On-balance sheet deposits: $7.9 billion (+2.3%)
- Off-balance sheet deposits: $1.1 billion (+11.1%)
- Political deposits: $1.7 billion (+19.9%)
This reflects robust client inflows and franchise strength.
- Liquidity position:
Total available liquidity reached $4.7 billion, covering 103% of uninsured deposits, indicating solid balance sheet resilience. - Profitability and margins:
- Net interest margin increased to 3.66% (+6 bps)
- Net interest income rose 1.8% to $77.9 million
- Loan portfolio grew to $4.9 billion (+3.5%)
Margins improved modestly, supporting earnings stability.
- Capital strength:
- CET1 ratio: 14.26%
- Tangible book value per share: $26.18 (+3.4%)
- Return on tangible equity: 15.41%
Capital levels remain strong and well above regulatory requirements.
- Shareholder returns:
The company repurchased 309,000 shares in Q4 and continued buybacks into early 2026, signaling active capital return.
Conclusion:
Amalgamated delivered stable earnings, strong deposit growth, and improved margins in Q4 2025. The balance sheet remains well-capitalized with ample liquidity, while ongoing share repurchases enhance shareholder returns.
*This is the latest quarterly report that the company has filed with the SEC.
Next Earnings Date: 4/23/2026 6:25 AM
Die Selektion dieser Aktie erfolgte zufällig aus einem breiten Spektrum an tagesaktuellen Börsenmitteilungen bezüglich angekündigter Dividendenzahlungen. Der vorliegende Beitrag zielt nicht auf eine qualitative Bewertung dieser dividendenstarken Aktie ab, sondern verfolgt einen rein deskriptiven Ansatz.
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